LATIN AMERICA IMPACT

Formalizing informal commerce through digital community support

55% informal employment. 2.1% growth 2026.

55%

informal employment in Latin America

2.1%

growth 2026 (lowest worldwide)

67M

informal workers

$3/mo

COLHYBRI subscription

Latin America has the lowest growth worldwide in 2026. 55% of workers are informal, a rate stable since 2018.

Commerce formalization is the priority of the IDB and World Bank to broaden the tax base.

Mobile-first is the only viable access channel for this population.

The COLHYBRI proposition

COLHYBRI formalizes informal commerce through zero-friction digitalization. $3/month. No credit check, no bank account required.