Frequently Asked Questions
What is COLHYBRI?
COLHYBRI is a financial inclusion platform that connects underbanked individuals with local shops through an affordable subscription. It creates a community-powered financial ecosystem where money circulates locally, strengthening local economies through the Keynesian multiplier effect.
How much does COLHYBRI cost?
Pricing will be announced soon. COLHYBRI is designed to be affordable for individuals and local shops. There will be no hidden fees, no credit checks, and no minimum balance requirements.
Do I need a bank account to use COLHYBRI?
No. COLHYBRI is specifically designed for people who are underbanked or unbanked. You can access financial services through participating local shops in your neighborhood.
Where is COLHYBRI launching?
COLHYBRI is launching in Miami, Florida in H1 2026. Miami-Dade County was chosen because of its large underbanked population and vibrant local commerce ecosystem.
Who is behind COLHYBRI?
COLHYBRI is created and led by founder and CEO Florent Gibert.
What is the Keynesian multiplier effect?
The Keynesian multiplier describes how money spent locally generates additional economic activity. With COLHYBRI, every subscription creates multiplied local economic value as money circulates through the community.