
地域商業を通じた金融包摂
地域で使う一円一円が、コミュニティを強くします
COLHYBRIは、手頃なサブスクリプションで、銀行サービスを十分に受けられない人々と地元の店舗をつなぎます。共に、草の根から金融包摂を築いていきましょう。
The problem is measurable
Downtown commercial vitality is collapsing. The programs exist. The tools are missing.
of midsize downtowns facing commercial vacancy
of small businesses invisible on Google
COLHYBRI commission (vs 30% on platforms)
How COLHYBRI revitalizes your downtown
Three pillars, one goal: bring your main street back to life.
Neighborhood community support
Three dollars a month. 75% goes to the pool. Services gifted at random to a neighbor, a shop, a local cause.
Digital visibility
Automated Google audit. Zero-friction onboarding for merchants. Continuous monitoring of online presence.
Community engagement
26 hyperlocal mini-games. Neighborhood challenges. Rankings by main street. The street becomes a collective playground.
Inside the global revitalization ecosystem
COLHYBRI fits into the downtown revitalization programs of France, the United States and Europe.
Our impact, from local to global
One tool, adapted to every territory. From a French ZRCV town to an American Main Street.
Click a marker to explore regional impact.
France
1,732 ZRCV towns. 244 Action Coeur de Ville. 1,646 Petites Villes de Demain.
United States
8,764 Opportunity Zones. 6,544 OZ 2.0 in 2026. 1,200 Main Street communities.
Europe
Barcelona, European Capital of Small Commerce 2026. EUI Call 4: 60M EUR ERDF.
Latin America
55% informal employment. 2.1% growth in 2026. Formalization through digitalization.
Africa
4.3% growth in 2026. Rapid urbanization. No digital tool dedicated to urban commerce.
The ONLYMORE triple-play
Three pillars, one ecosystem. Downtown revitalization through commerce, sport and credit.

Local commerce
Local sports club
Community credit
A sports club that fills the downtown. Merchants who keep the neighborhood alive. A credit line that finances growth.
🇯🇵 日本
日本でのローカルインパクト
COLHYBRIがあなたのコミュニティをどう変えるか、実際の経済データでご覧ください。
人口
金融サービスから除外された人々
COLHYBRIサブスクリプション
インパクトポテンシャル
¥2.3B / 月 のローカル価値が創出
COLHYBRIはわずか¥450/月で、すべてのコミュニティを地域経済につなぎ直すことができます。