Community Development pelo comércio local: o modelo COLHYBRI

O community development pelo comércio local segue o princípio do multiplicador keynesiano: cada dólar gasto localmente gera 2,50 USD de atividade económica local. O modelo do fundo solidário COLHYBRI canaliza 75% das contribuições para serviços oferecidos junto dos comerciantes parceiros, criando um ciclo virtuoso de despesa local, criação de empregos e vitalidade de bairro.

x2.5

local multiplier

75%

pool allocation

$27K

per 1,000 subs / year

monthly fee

What is community development?

Community development is an American revitalization approach that puts residents and small shops at the center. It favors local wealth creation over attracting large corporations. Main Street programs and Community Development Corporations (CDCs) are the main vehicles.

What is the local Keynesian multiplier?

The local Keynesian multiplier measures the amplification effect of local spending. Every dollar spent at a local shop generates $2.50 in local economic activity (versus $0.80 for an online purchase shipped from a warehouse). Documented by the American Independent Business Alliance since 2004.

How does COLHYBRI activate this multiplier?

COLHYBRI channels 75% of subscriber fees ($3/month) into a community pool that funds services gifted at partner shops. The money never leaves the neighborhood. For a 1,000-subscriber community, that is $27,000 per year directly reinjected into local commerce, generating $67,500 of total economic activity through the multiplier.