拉丁美洲影响力
通过数字互助使非正规商业正规化
55% 为非正规就业。2026 年增长 2,1%。
55%
informal employment in Latin America
2.1%
growth 2026 (lowest worldwide)
67M
informal workers
$3/mo
COLHYBRI subscription
Latin America has the lowest growth worldwide in 2026. 55% of workers are informal, a rate stable since 2018.
Commerce formalization is the priority of the IDB and World Bank to broaden the tax base.
Mobile-first is the only viable access channel for this population.
COLHYBRI 方案
COLHYBRI 通过零摩擦数字化使非正规商业正规化。每月 3 美元。无需信用审核，无需银行账户。