What is French mutualism?
French mutualism originated in 1806 with the creation of the first mutual aid societies. These structures let workers pool resources to face illness, disability and unemployment. From this movement came Social Security (1945) and the large mutuelles of today. 220 years of tradition shape the French social landscape.
What is digital mutualism?
Digital mutualism brings these principles into the digital economy: modest contribution, shared risk, redistribution to members. COLHYBRI applies this model to local commerce: 3 EUR/month per resident, 75% to the community pool, services randomly gifted at partner shops. This is not charity; it is a mutual.
Why is digital mutualism fit for 2026?
It answers 2026 expectations: 79% of French people aspire to more brotherhood (IFOP, 2025) but 78% do not trust fellow citizens. Mutualization without an intermediary (no bank, no NGO) resolves this paradox by creating a light, transparent frame where community support happens without risk.