Financial Inclusion Through Local Commerce
Every pound spent locally strengthens your community
COLHYBRI connects financially excluded individuals with neighbourhood shops through a simple, affordable subscription. Together, we build financial inclusion from the ground up.
The problem is measurable
Downtown commercial vitality is collapsing. The programs exist. The tools are missing.
of midsize downtowns facing commercial vacancy
of small businesses invisible on Google
COLHYBRI commission (vs 30% on platforms)
How COLHYBRI revitalizes your downtown
Three pillars, one goal: bring your main street back to life.
Neighborhood community support
Three dollars a month. 75% goes to the pool. Services gifted at random to a neighbor, a shop, a local cause.
Digital visibility
Automated Google audit. Zero-friction onboarding for merchants. Continuous monitoring of online presence.
Community engagement
26 hyperlocal mini-games. Neighborhood challenges. Rankings by main street. The street becomes a collective playground.
Inside the global revitalization ecosystem
COLHYBRI fits into the downtown revitalization programs of France, the United States and Europe.
Our impact, from local to global
One tool, adapted to every territory. From a French ZRCV town to an American Main Street.
Click a marker to explore regional impact.
France
1,732 ZRCV towns. 244 Action Coeur de Ville. 1,646 Petites Villes de Demain.
United States
8,764 Opportunity Zones. 6,544 OZ 2.0 in 2026. 1,200 Main Street communities.
Europe
Barcelona, European Capital of Small Commerce 2026. EUI Call 4: 60M EUR ERDF.
Latin America
55% informal employment. 2.1% growth in 2026. Formalization through digitalization.
Africa
4.3% growth in 2026. Rapid urbanization. No digital tool dedicated to urban commerce.
The ONLYMORE triple-play
Three pillars, one ecosystem. Downtown revitalization through commerce, sport and credit.
Local commerce
Local sports club
Community credit
A sports club that fills the downtown. Merchants who keep the neighborhood alive. A credit line that finances growth.
🇬🇧 United Kingdom
Local Impact in the United Kingdom
Real economic data showing how COLHYBRI can transform your community.
inhabitants
financially excluded individuals
COLHYBRI subscription
Impact potential
£8M / month in local value generated
With COLHYBRI at just £2.50/month, we can reconnect every community to its local economy.