Frequently Asked Questions

COLHYBRI is a financial inclusion platform that connects financially excluded individuals with local shops through an affordable subscription. It creates a community-powered financial ecosystem where money circulates locally, strengthening local economies through the Keynesian multiplier effect.

Pricing will be announced soon. COLHYBRI is designed to be affordable for both individuals and local shops. There will be no hidden fees, no credit checks, and no minimum balance requirements.

No. COLHYBRI is specifically designed for people who are financially excluded or lack access to mainstream banking. You can access financial services through participating local shops in your neighbourhood.

COLHYBRI is launching across the United Kingdom in 2026. The UK was chosen because of its significant financially excluded population and its vibrant high street commerce ecosystem.

COLHYBRI is created and led by founder and CEO Florent Gibert.

The Keynesian multiplier describes how money spent locally generates additional economic activity. With COLHYBRI, every subscription creates multiplied local economic value as money circulates through the community.